WHY WORK WITH US?

When it matters most, you deserve a team you can trust.
We build long‑term relationships with individuals, families, and businesses — offering guidance that’s personal, accurate, and easy to understand.
Our role is simple:
We help you choose the right cover and support you throughout the year with responsive, reliable service.

START WITH YOUR NEEDS ANALYSIS

To give you accurate, tailored advice, we begin with a Medical Needs Analysis.
You can complete it online or download the PDF to email back to us.

We believe in independent, specialist advice across your full financial plan. When you need support beyond medical aid and gap cover, we can connect you with vetted professionals for:

​

• Short‑term insurance (personal & business)

• Life cover, disability cover & income protection

• Wills and estate planning

• Investments (tax‑free, unit trusts, endowments, retirement funds)

• Employee benefits

MEDICAL AID

• Bestmed • Bonitas • Discovery • Fedhealth • Medihelp

• Momentum • Profmed • Genesis

GAP COVER

• Ambledown • Discovery • Kaelo • Liberty (ZestLife)

• MedGap (Guardrisk) • Momentum • Sanlam • Sirago • Stratum • Turnberry • WesternGap

​

LOW INCOME COVER

• Bonitas Essential • Discovery Flexicare • Essential Med

• Kaelo MyHealth • Momentum Health4Me

• Stratum Corporate Essential

​

INTERNATIONAL TRAVEL INSURANCE

• Cigna Healthcare • Santam Travel Insurance

​

WILLS

• Capital Legacy