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DENTAL RISK INSURANCE 2017YOUR SMILE PROTECTOR
What is Dental Risk Insurance?
DRI is a dental solution which fills the gap of medical aid short-falls, to ensure all South Africans can afford dental treatment. The packages cater from BASIC to SPECIALISED dentistry cover at contribution that will make you smile.
HOW DO THE PRODUCTS WORK?
Panoramic scan (PAN scan):
This is a full mouth X-ray that will only be covered when joining the Bronze, Silver and Gold options as an individual, over the age of 18 years; from October 2016 – this is applicable to new dependents on current policies as well. The Panoramic radiograph will only be paid by DRUM once the scan has been received by DRUM via email firstname.lastname@example.org. The cover is limited to Medicross (a list is available on our website) or any other facilities that has a panoramic radiograph machine. A benefit of R300 per nominated beneficiary is available and it is compulsory to submit this X-ray within 3 months of inception date to DRUM for capturing and releasing of future benefits. Should claims for specialised dentistry be submitted prior to the panoramic radiograph received, these claims will not be covered.
HOW DO I UTILISE THE CONCIERGE SERVICE?
Contact the call centre on 0861 843 842 or send the word DENTIST via SMS to 45288 (a call centre agents will call you back) Note: SMS’s are charged at R1 per SMS.
The requested dental service appointment bookings will be made on your behalf. An email / SMS confirmation of the booking and reference number will be sent to you
WHAT IS THE PROCEDURE WHEN CLAIMING?
Once the procedure / service has been completed:
As soon as any relevant waiting periods expired and all premiums are paid up to date – please refer to the benefit table on the brochure
SNAPSHOT OF EXCLUSIONS:
IMPLANTS: The Insured Member cannot join and receive cover for a previously extracted
tooth. (The Administrator must have the extraction on record as paid for cover to be granted for an implant).
FILLINGS AND CROWNS / CAPS: Changing existing fillings / crowns / caps for reasons
including headaches, fatigue or other conditions not directly related to the tooth structure and for cosmetic reasons is excluded
IMPACTED TEETH: Teeth that are in the process of eruption, but are not impacted are
ORTHODONTICS: NOT COVERED
BACK CLAIMING: No dental claims for treatments received during the respective waiting
periods will be paid once the waiting periods are over – all claims need to be dated for
treatments received once the waiting periods are over.
PACKAGES AVAILABLETHERE ARE 4 UNIQUE OPTIONS
Click on the links below to download the brochures and application forms:
Please note the following important points:
Application forms must be scanned and emailed to email@example.com for processing.